Insurance Protection that Understands Home Is Where the Heart Is
After a long day, everyone wants to come home. While we may all define home a bit differently, we all know what it means—safety, security, and familiarity. A place that is ours. And because it is ours, we need to protect it with an insurance company that understands the true meaning of home—Badger Mutual Insurance Company.
It’s obvious that your home needs protection from disasters like severe snow storms, lightning, and tornados, as well as unexpected events like fire or theft. What’s not so obvious is the need to protect your home and your family from lawsuits or large settlements.
Badger Mutual Recommends a Home Inventory to Protect Your Safe Haven
While no one wants to dwell on the negative, should a disaster strike your home, you’ll need to provide a comprehensive list of your lost possessions to the insurance company. This is why creating a home inventory is crucial. When you don’t have a home inventory and try to reconstruct what you owned, it can be quite a challenge. It’s very possible to overlook or forget things, so you may get less of a settlement than you would if you had an up-to-date inventory.
Creating an inventory can be as simple as using the video on your phone to record all the items in each room, and then storing that video in the cloud or another location. There are also many apps available that are easy to use and often backup to the cloud, so you can access them when needed. Make a resolution to perform a home inventory right after that New Year and update it annually. Should you suffer a loss that hits you where it hurts the most, Badger Mutual will be there to hold your hand and guide you through the process until you are whole again.