Website Privacy Policy

 

Your privacy is a top priority to us.

Badger Mutual Insurance is located at:

Badger Mutual Insurance
1635 West National Avenue
Milwaukee, Wisconsin 53204
414-383-1234

It is Badger Mutual Insurance’s policy to respect your privacy regarding any information we may collect while operating our Website. This Website Privacy Policy applies to https://www.badgermutual.com (hereinafter, “us”, “we”, or “https://www.badgermutual.com”). We respect your privacy and are committed to protecting nonpublic personal information you may provide us through the Website. We have adopted this Website Privacy Policy (“Privacy Policy”) to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Website Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.

This Privacy Policy sets forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website or the state you are visiting from, you may be required to agree to additional terms and conditions.

 

If you are already a Badger Mutual policyholder, you would have received with your policy a copy of our Company’s Privacy Notice, which explains Badger Mutual’s Privacy Policies.  All of the information collected from this Website and Badger Mutual in general that is subject to applicable privacy laws and regulations will be handled according to our Privacy Notice, and as permitted or required by law.  This Website Privacy Policy supplements the Privacy Notice that is sent to individuals as required under applicable laws and regulations by explaining our practices related to the personal information collected at this Website.

 

Website Visitors

Like most Website operators, Badger Mutual Insurance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Badger Mutual Insurance’s purpose in collecting non-personally identifying information is to better understand how Badger Mutual Insurance’s visitors use its Website. From time to time, Badger Mutual Insurance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its Website.

Badger Mutual Insurance also collects potentially nonpublic personal information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on https://www.badgermutual.com blog posts. Badger Mutual Insurance only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses nonpublic personal information as described below.

Collecting Nonpublic Personal Information

Certain visitors to Badger Mutual Insurance’s Websites choose to interact with Badger Mutual Insurance in ways that require Badger Mutual Insurance to collect nonpublic personal information. The amount and type of information that Badger Mutual Insurance collects depends on the nature of the interaction. For example, we ask visitors who sign up for a blog at https://www.badgermutual.com to provide a username and email address.

Security

The security of your Personal Information is important to us, and we maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.   We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you, and to certain third parties as permitted by law.  We also require those third parties and employees to maintain the confidentiality of your information.  While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Advertisements

Ads appearing on our Website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Badger Mutual Insurance and does not cover the use of cookies by any advertisers.

Links To External Sites

Our Website may contain links to external sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We encourage you to review the Privacy Policy and terms and conditions of every site you visit.

We have no control over, and assume no responsibility for the content, Privacy Policies or practices of any third party sites, products or services.

Https://www.badgermutual.com uses Google AdWords for remarketing

Https://www.badgermutual.com uses the remarketing services to advertise on third party Websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an inquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits. Of course, any data collected will be used in accordance with our own Privacy Policy and Google’s Privacy Policy.

You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Aggregated Statistics

Badger Mutual Insurance may collect statistics about the behavior of visitors to its Website. Badger Mutual Insurance may display this non-personally identifying information publicly or provide it to others.   In the course of our general business practices, we may disclose the nonpublic personal information that we collect about you or others to third parties only as permitted or required by law, and only as needed for our business purposes such as administrative, underwriting, and processing payments, or as needed to affect, administer, or enforce a transaction requested by you.

Cookies

To enrich and perfect your online experience, Badger Mutual Insurance uses “Cookies”, similar technologies and services provided by others to display personalized content, appropriate advertising and store your preferences on your computer.

A cookie is a string of information that a Website stores on a visitor’s computer, and that the visitor’s browser provides to the Website each time the visitor returns. Badger Mutual Insurance uses cookies to help Badger Mutual Insurance identify and track visitors, their usage of https://www.badgermutual.com, and their Website access preferences. Badger Mutual Insurance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Badger Mutual Insurance’s Websites, with the drawback that certain features of Badger Mutual Insurance’s Websites may not function properly without the aid of cookies.

By continuing to navigate our Website without changing your cookie settings, you hereby acknowledge and agree to Badger Mutual Insurance’s use of cookies.

Website Privacy Policy Changes

Although most changes are likely to be minor, Badger Mutual Insurance may change its Website Privacy Policy from time to time, and in Badger Mutual Insurance’s sole discretion. Badger Mutual Insurance encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Website Privacy Policy will constitute your acceptance of such change.

Facebook (Visitor Action Pixel)

We use the “visitor action pixels” from Facebook on our Website.

This allows user behavior to be tracked after they have been redirected to the provider’s Website by clicking on a Facebook ad. This enables us to measure the effectiveness of Facebook ads for statistical and market research purposes. The data collected in this way is anonymous to us, i.e. we do not see the personal data of individual users. However, this data is stored and processed by Facebook.  For more information about Facebook’s collection, use, and storage of data, you should review Facebook’s Privacy Policy, terms, and conditions.