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RENTERS Insurance FAQ's

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Something to keep in mind

Coverage for certain types of property has a dollar limit. Here is a typical list of the types of property that may have "special limits" in a renters policy (these may vary among insurance companies):

  • Money, bank notes, coins

  • Business property (on and off premises)

  • Securities, negotiable instruments

  • Watercraft, including trailers, furnishings and equipment

  • Trailers (other than boat trailers)

  • Jewelry and furs

  • Firearms (limitation applies to theft only)

  • Silverware and goldware (limitation applies to theft only)

If you have this type of property, you may need special coverage -- either an endorsement or a personal articles policy. Consult your agent about these items.

 
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