HOMEOWNERS Insurance FAQ'S
If most of us
suddenly found ourselves without anything due to
some calamity, we would be hard pressed to know all
that we had lost. When was the last time you counted
the number of shoes you own or CDs, not to mention
furniture, dishes, drapes, or audio and video
equipment? The list goes on and on. How much is it
all worth and where would you start if you had to
replace it?
Now is the time to
make a list of major household items and
possessions. Just remember that, where possible, it
is wise to list the serial number, date and cost of
purchase, and even include the receipt if you can.
Another easy way to
inventory your home is to use a video camera or take
pictures of your home and its contents. As you take
the video, you can also talk about the items and
their date and cost of purchase.
Whichever method you
choose, have a copy made and ask a friend or family
member to hold on to it. Or store your copy in a
safe deposit box. That way if the worst happens and
your home is destroyed, the inventory list will be
safe at another location.
(This information is provided to Badger Mutual Insurance Company
by the Independent Insurance Agents and Brokers of America, Inc. and is
used with their permission. For more information like this visit
www.independentagent.com)